Medical insurance costs are skyrocketing and many places of employment no longer supply medical insurance without a major dip into your pocketbook. The impact of under-insured or uninsured Americans and senior citizens are taking a toll on households across U.S.

I have been without insurance. At one time I had to purchase medicine with a price tag of over $1,900 a month. Because of that time, I was inspired to find out what I could do to help defray the cost of the medicine.

What I discovered is one of the best kept secrets in the medical industry. The secret is that pharmaceutical companies and major pharmaceutical company sponsors provide free prescription medicines to individuals and families that qualify.

For those individuals and families who can’t afford the cost of or the co-payment their prescription medications require, help has been around for years. The first step is to find out who manufactures the prescriptions you are taking.

Once you know the manufacturer, go to their website and download their application or apply online for their program. Some of the pharmaceutical websites and pharmaceutical company sponsors have websites that have the program information easily available.

Other websites you will have to search to find the program. Once you either fill out their application online or downloaded the application, you will in most cases need to get a signed consent form from your doctor to fax or send to the company. Every program has different rules and procedures.

Please take advantage of this opportunity to help you, your family and friend defray a bit of the medical costs from your budget.

Tags: family, insurance, prescriptions

This entry was posted on Saturday, October 17th, 2009 at 10:23 am and is filed under Money-Saving Articles. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.